Privacy Policy.

Under the Applicable law, we must always have a lawful basis for using personal data. This may be because the data is necessary for our provision of services to you and the performance of a contract with you, because you have consented to our use of your personal data, or because it is in our legitimate business interests to use it. Your personal data may be used for one of the following purposes:

• Providing and managing your access to our Website or Application;

• Supplying our products and services to you;
• Communicating with you;
• Maintaining our own accounts and records;
• Complying with legal and regulatory obligations on our and your behalf; and
• Analyzing your use of our website to enable us to continually improve it and your user experience.

We may use your contact details and information related to your service preferences for marketing and solicitation purposes to send you offers or promotions of us or our affiliates. You may “opt out” or withdraw consent to disclosure of information for the purposes described in this section at any time by contacting us at dpo@dtsmoney.com.

• Our databases and CRM;
• Emails on computers;
• Mobile phones and tablets;
• Contact address books;
• Business cards;
• Notebooks;
• Electronic documents on our file servers;
• Paper files in our offices;
• Cloud back-up and storage.

The security of your personal data is important to us, and to protect your data we use and maintain appropriate technical and organizational measures to protect your personal data and to prevent the accidental or unlawful destruction, loss, alteration, unauthorized disclosure of or access to personal data transmitted, stored or otherwise processed. We have a framework of policies, procedures and training to cover information and cyber security, confidentiality and data protection.

Sharing and Transfer of Personal Data

In addition, we may be legally required to share certain personal data, which might include yours, if we are involved in legal proceedings or complying with legal obligations, a court order, or the instructions of a government authority.

If any of your personal data is required by a third-party, we will take steps to ensure that your personal data is handled safely, securely, and in accordance with your rights, our obligations, and the third-party’s obligations under the law.

As some of our external third parties are based outside the EEA, the processing of your personal data may involve a transfer of data outside the EEA.

Whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

• the country to which we transfer your personal data has been deemed to provide an adequate level of protection for personal data by the European Commission;
• a specific contract approved by the European Commission which gives safeguards to the processing of personal data, the so called Standard Contractual Clauses.

Confidentiality

We maintain physical, electronic, and procedural safeguards to protect personal information against loss, theft, and any form of unauthorized access. Only those who are authorized employees, agents, or representatives that require access to your personal information in order to fulfill their job requirements will have access to the information. Our obligations will become effective only when the information is received by us physically or by its internal systems, but not while it is in transmission out of or to our physical possession or internal systems; because data exchange over the internet or the telephone system or physical mail cannot be guaranteed to be perfectly secure, any personal information you submit to us or access electronically or over the telephone is done at your own risk, and we does not guarantee or warrant the security of information so transmitted to us. You should exercise caution to prevent any third parties, or parties fraudulently posing as us, from unlawfully intercepting your transmissions or causing you to disclose personal information.

Consent

By using our website, mobile application and related services, you signify your acceptance of our privacy policy.

This Privacy Statement provides our intentions in regard to your personal information collected by us from you. By providing us with personal information, we will assume your consent to our collection, use and disclosure of such information for the purposes described in this Privacy Policy wherever applicable. Please note that your consent implies the consent to use your email addresses, postal addresses, and other contact resources that you provide to us to communicate with you.

Your consent may be given in various ways, such as: Orally, electronically or on a document in any form; or implied by voluntarily choosing to use our services; by not withdrawing consent to use your personal information for any identified purpose; by not using an “opt out” option provided for the specified purposes in this statement, if any. Such consent may be given by you directly or by your legal representative.

Withdrawal of your consent will be entirely at your choice at any time, and will be effective, except in cases where we are subject to legal, contractual, regulatory, governmental, and/ or statutory obligations for record maintenance and disclosure; and except in case of transactions already initiated which need the use of your personal information for fulfillment. Note that in case of such withdrawal of consent we may no longer be able to provide certain of our products or services which require your personal information.

1. The right to be informed about our collection and use of your personal data.

2. The right to access the personal data we hold about you – you have the right to obtain confirmation as to whether we process personal data about you and certain information about how and why we process your personal data.

3. The right to have your personal data amended or rectified if any of your personal data held by us is inaccurate or incomplete.

4. The right to erasure (also known as the right to be forgotten), i.e. the right to ask us to delete or otherwise dispose of any of your personal data that we have.

5. The right to restrict the processing of your personal data.

6. The right to object to us using your personal data for a particular purpose or purposes.

7. The right to data portability. This means that, if you have provided personal data to us directly, we are using it with your consent or for the performance of a contract or the provision of services, and that data is processed using automated means, you can ask us for a copy of that personal data to re-use with another service or business.

8. The right to file a complaint. If you reside in an EEA Member State, you have the right to make a complaint about the way we process your personal data to the supervisory authority in the EEA Member State of your habitual residence, place of work or place of the alleged infringement.

9. Rights relating to automated decision-making and profiling. We do not use your personal data in this way.

For more information about our use of your personal data or exercising your rights as outlined above, or in the event that you wish to make a complaint, please contact us at dpo@dtsmoney.com

Cookies 

This section applies to our Website and mobile Application.

By accessing the website, you agree that this section will apply whenever you access the website on any device.

Any changes to this policy will be posted here. We reserve the right to vary this section from time to time and such changes shall become effective as soon as they are posted. Your continued use of the website constitutes your agreement to all such changes.

This policy explains how cookies are used on our website in general – and, below, how you can control the cookies that may be used on these sites (not all of them are used on every site).

What are cookies and how do we use them?

Cookies are small text files stored on your computer by your browser. They’re used for many things, such as remembering whether you’ve visited the site before, so that you remain logged in – or to help us work out how many new website visitors we get each month. They contain information about the use of your computer but don’t include personal information about you (they don’t store your name, for instance).

We use cookies to provide the services and features offered on our websites, and to continually enhance the user experience.

We may also use Google Analytics to track and analyze our site traffic in order to improve our website functionality by collecting data regarding how, when and where people use or access our website. Google Analytics does not collect personally identifiable data.

How can you manage cookies?

• Removing cookies from your device

You can delete all cookies that are already on your device by clearing the browsing history of your browser. This will remove all cookies from all websites you have visited. Be aware though that you may also lose some saved information (e.g. saved login details, site preferences).

• Managing site-specific cookies

For more detailed control over site-specific cookies, check the privacy and cookie settings in your preferred browser.

• Blocking cookies

You can set most modern browsers to prevent any cookies being placed on your device, but you may then have to manually adjust some preferences every time you visit a site/page. And some services and functionalities may not work properly at all (e.g. profile logging-in).

• Managing our analytics cookies

You can manage your preferences concerning cookies when you enter our Website.